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一个原理方法® -宾夕法尼亚州兰开斯特县的12所基督教学校

计划给

如果你想为慈善机构做贡献比如十大网赌平台推荐, 有很多创造性和战略性的给予方式.

十大网赌平台推荐可以与您合作,帮助您实现更多梦想, 用神所赐给你的资产,多作计划,多办事. Dayspring partners with several local trusted financial and legacy planning firms which can help you do more in building your family’s legacy while helping secure Dayspring’s mission and future. 了解更多十大网赌平台推荐计划捐赠或我们的合作伙伴, 联系乔安妮·马丁, 今天是发展总监,电话是717-285-2000. 212.

计划礼物的常见类型

有计划的捐赠将你的个人计划目标和慈善捐赠目标结合起来. 这样做, you create opportunities for charitable giving in circumstances that may not otherwise enable you to make an impact. Planned giving provides “something for everyone” by offering great flexibility through the many giving options available!

捐赠基金

Dayspring’s Board of Trustees has formalized its efforts to create a legacy building program and an endowment fund which supports the future of the school, 任务, 以及我们未来的学生. “Our goal at Dayspring is to build an endowment fund so we may affect students’ and families’ lives well into the future,乔安妮·马丁说, 晨泉公司的发展总监.

我们相信,要重建美国, communities must invest in the future of Christian education now so that we may affect the hearts and minds of future students. Dayspring can work with you to create a lasting legacy that will bless the school and future students. 如果你没有理财规划师, 晨泉可以为您提供我们在兰开斯特县的合作伙伴名单.

了解更多十大网赌平台推荐你可以帮助支持捐赠基金的方法, 请致电717-285-2000或与乔安妮·马丁联系 jmartin@airbrushforum.net.

问题?

点击下面的红色链接,了解更多十大网赌平台推荐特定类型的计划捐赠. 如果你有问题, 请联系乔安妮·马丁 学习如何与你的家人和十大网赌平台推荐分享你的遗产.

遗赠:一种简单的计划赠与.

Many people desire to benefit a charity, but cannot donate property to the charity while still alive. 例如, an individual may need certain property to cover their living expenses or rising health care costs. 遗赠是一个人去世时捐给慈善机构的礼物. 这是计划好的礼物中最简单的一种,也是最容易实施的一种. 捐赠者可以通过在遗嘱或信托中包括遗赠来将财产留给慈善机构, or, 经指定受益人转移的财产, 捐赠可以通过指定特定的慈善机构作为受益人来完成.

带着遗产, donors can retain ownership and use of the property during their lifetime and still benefit the charity by leaving the property to them upon their death. 这些慈善机构通过接受现金或财产而受益, the donors’ heirs benefit because the amount given to charity is not subject to federal estate tax, and the donors benefit through the flexibility of being able to use and control the property while alive.

慈善剩余信托:创造生产性资产.

慈善剩余信托(CRT)接受捐赠者的现金或财产, 支付一生或数年的费用, 然后把剩下的捐给慈善机构. This benefits donors who want to turn appreciated property that produces little or no income into a productive asset without paying capital gains tax at the sale of the property. The charity benefits through the receipt of the cash or property upon the end of the term or the donor’s death.

在CRT中, 增值后的房产出售免税, 捐赠者可以终身或数年领取补助金. 他们不仅得到了CRT值的一个百分比, 但他们也享受现行的联邦所得税减免. A CRT especially benefits those with cash or appreciated property with a value of at least $100,希望增加收入的人.

律师起草一份CRT,之后捐赠者将现金或升值的财产转移给它. The CRT is a tax-exempt trust that can sell the appreciated property without paying capital gains tax. 它可以持续一个或多个受益人的一生,也可以持续一个特定的年限.

每年,CRT会向受益人支付一笔年金金额或恒信金额. 慈善剩余年金信托(CRAT)每年支付固定的金额. By contrast, a charitable remainder unitrust (CRUT) pays a percentage of the account value each year.

慈善领导信托:最大限度地减少赠与税或遗产税成本.

慈善领导信托(CLT)接受捐赠者的现金或财产, 在规定的时间内向慈善机构捐款, 然后把剩下的分给指定的受益人, 通常是家庭成员,没有额外的税. This is ideal for donors who want to give property to family members and pay as little gift or estate tax as possible.

慈善机构通过付款受益, 捐赠者通过将财产及其增长传给家庭成员而受益. They also benefit through receiving a current federal gift or estate tax deduction for the present value of the payments to charity.

A CLT is especially beneficial to a donor who wants to pass along specific property that is expected to grow substantially in value. CLTs are ideal for those with estates of $2 million or more who want to pass property to family members, 以尽量减少赠与税或遗产税的成本.

律师起草CLT,之后捐赠者将现金或财产转移给它. 与慈善剩余信托(CRT)不同,CLT是一种应税信托. 信托期限的每一年, the CLT will report its income and then take a deduction for the amount that it distributes to charity; any excess is subject to tax.

人寿保险礼物:一种税收优惠的送礼方式.

人寿保险是计划礼品的常见选择. Making a gift of a life 保险 policy to one’s favorite charity appeals to a variety of donors, 因为它是柔性的, 有成本效益的和, 在很多情况下, 以税收优惠的方式做出巨额捐赠,在捐赠者去世后使非营利组织受益. 人寿保险也可以作为一种资产替代策略. 在这种策略下, a donor makes a gift of an asset (such as real estate or appreciated securities) to the nonprofit and replaces the value of that asset to benefit his/her heirs with a life 保险 policy owned in a way that eliminates estate taxes on the benefit that is paid to the donor’s heirs.

然而,使用人寿保险作为慈善礼物并不一定是一个无聊的选择. There are many ways to “change it up” to suit the needs of the nonprofit organization and a donor’s planning goals. Most donors and nonprofit organizations think of life 保险 only as an asset that produces a future benefit for the nonprofit organization. 然而, by using the wealth-replacement strategy and/or the life settlement solution the needs of the donor’s family and the nonprofit can be met.

终身地产保留礼物:财产的礼物.

终身地产, a charity receives a gift of property — often a personal residence or other real estate — and the donor benefits through the retention of the right to use the property for his or her lifetime. 这有助于那些希望在死后将房子或农场捐给慈善机构的捐赠者, 但想要当前的税收优惠, 以及继续使用房产的权利. A life estate especially benefits older donors who have enough liquid assets available for living expenses and desire a current income tax deduction.

捐赠者签署契约,将房屋或农场转让给慈善机构. In the deed, the donor retains a “life estate” — the right to live in the home and use it for life. 在收到礼物的时候, 捐赠人和慈善机构也进入了一个MIT(维护, 保险, 和税收) agreement specifying the donor’s responsibilities with respect to the home — including the payment of maintenance, 保险, 和税收.

打折:给予以获得.

在廉价销售中, a charity benefits through the purchase of property for less than fair market value or accepts a gift of mortgaged property. 这有助于那些想要受益于慈善机构的人, 但不能把全部财产都捐给慈善机构, 或者有抵押财产愿意捐给慈善机构的人.

当执行减价销售时, 捐助者可获得现金支付或债务减免, 避免从作为礼物的那部分财产中获利, 并因捐赠给慈善机构的部分财产而获得现行的联邦所得税减免. Bargain sales especially benefit those who own appreciated property and want to give to a charity, 但谁需要回报(现金或债务减免)呢?.

A bargain sale works just like any other sale except that the sale price is a bargain (less than the property is worth). 捐赠者得到了他所需要的现金或债务减免, 而慈善机构以低于全价的价格获得了一项有价值的财产. (The difference between the sale price and the appraised value of the property is a gift to the charity.)

学生们在十大网赌平台推荐一起工作

为了支持我们的教室,我们每年都会送礼物, 老师, 我们可以确保学生收到圣经, 古典教育.